"KEY EXECUTIVE" INSURANCE

Objectivity

Talented top-level executives today are highly mobile and corporations have to work harder to ensure that they keep their best. Executive plans and their benefits are helping to retain executives. They are designed to accumulate tax-sheltered investments and pension benefits for Key Executives.

The plan we offer pays pension benefits to the Key Executive, but pays a tax-free benefit to your company in the event of the Key Executive's death. Highlights of the plan follow.

Advantages of Key Executive benefits plan to the Employer.

(1) The company will be compensated for the loss suffered by the employee's death and can counter this loss by using the compensation in a number of ways, such as training new employees or providing for improvements. The compensation to the company is tax-free.

(2) The maintenance of the Key Executive plan strengthens the credit position of the company in that it can be used as collateral for business loans, and it can provide good evidence of the company's ability to meet future obligations.

(3) The Key Executive plan will provide a fund for emergencies. If an insurance company is used as the funding medium, rather than a private investment fund, administrative costs and investment insecurity are reduced due to the specialized services offered and the diversification of the investment portfolio. In addition, an insurance fund has a definite and guaranteed value at any point of time as the cash surrender value can be determined immediately.

Benefits to the Key Executives:

Accumulates tax-sheltered investments that can be used for retirement or withdrawn on a tax-free basis.

CONTACT US for more information about Executive Benefits & Compensation or Key Executive Insurance.